Always Have Enough

Master your finances in six weeks with a money system designed to reflect your values and ambitions—no matter what your starting point

If you didn’t grow up with money or advice on how to manage it, this guide will walk you through key steps to building generational wealth with clarity and confidence. You can master your money in just six weeks, and set in motion a financial life that reflects the personal, family, and cultural values that shape how you define success. Drawing on her own experiences and years of guiding thousands of members of her FirstGenLiving community, personal finance expert Maria Melchor shares her Always Have Enough (AHEM) System, teaching you how to build a simple and powerful financial system and create a future that supports both you and the people you love.

With the step-by-step advice in Always Have Enough, you will learn how to:

● Break free from scarcity mindset to save and spend more wisely

● Strike a healthy balance between honoring your roots and pursuing your ambitions

● Make your debt disappear (hint: anything’s faster than ignoring it)

● Choose the right bank accounts, credit cards, and investments for your goals

● Enjoy the present while building for the future

You’ll find real-life stories, “homework” to help you put each lesson into practice, and new ways to manage, save, and spend money that reflect both your ambitions and your values. Most importantly, you’ll discover that with the right mindset, plans, and tools, you can build real financial security, support the people you love and create a life where you truly always have enough.

• “[A] personal finance book for today’s economy… written for young professionals who are the first in their family to build wealth.”
  Publishers Weekly
• “Always Have Enough is a must-read for first-gen earners who want to finally feel in control of their money and their future. Melchor outlines simple, values-based steps to help you ditch scarcity and build real financial security.” 
  
   
  Tiffany Aliche, NYT bestselling author of Get Good With Money
• “Between a compelling personal story and compassionate, practical advice, Maria Melchor's Always Have Enough is a must-read for anyone building their financial life.”
  Erin Lowry, author of the Broke Millennial series
• “Always Have Enough is a must-read for anyone looking for thoughtful and exceedingly smart money advice! What makes it especially unique is the sensitive and wise approach Maria Melchor takes when speaking honestly to first-generation wealth builders.”
  Beth Kobliner, author of NYT bestseller Get A Financial Life: Personal Finance in Your Twenties and Thirties